October 19, 2018

Investor Series – Putting It All Together

Although there may be the main five “P’s” , these are primarily at the fund level. We still need to “Put it all together”, call this the bonus “P”. The due diligence doesn’t stop after the questions of Process, Performance, People, Parent, and Price are answered. Managers may come and […]
October 11, 2018

Mark Shone Celebrates 30 Years In the Industry!

30 Observations and Things I’ve Learned From 30 Years in the Industry Be nice to people in every interaction. You will be a happier person by making other people happy. We all must suffer from of one of two things in life. The pain of discipline or the pain of disappointment. […]
October 8, 2018

2018 Third Quarter Market Commentary

If you believe that the trend is your friend, then perhaps the U.S. stock market is in for an excellent fourth quarter. U.S. equity markets suffered small losses in the first quarter, followed by decent single-digit gains in the second quarter.  Now that the third quarter is in the books, […]
October 5, 2018

Investor Series – Price

The final “P” in our analysis pertains to how expensive a fund is. The main indicator of price is the expense ratio which is typically found in the prospectus. The main question in this section is if the expense ratio reported is an acceptable price when looking at its category […]
October 5, 2018

Client Story – Planning for Retirement

The story below is a fictional client narrative. All characters and events in this publication are fictitious and any resemblance to real persons, is purely coincidental What prompted this pre-retiree couple to reach out to us was their interest in planning for retirement. Bob was having health issues and was challenged […]